Thanks to Micheal Briel for his very useful information about the Short Sale Process.  To recap, here is one of the things we learned today;

1. HAFA - Home Affordable Forclosure Alternative.  This plan alows for up to a $3000 relocation payment and a forgivness of any mortgage losses.  Only certain people and situations qualify so try this link if you hvae more questions -  http://www.realtor.org/government_affairs/short_sales_hafa